Parcela
Buy Now, Pay Later · made for Angola

Let your customers pay in instalments. Under your bank’s brand.

Parcela is a white-label BNPL platform for Angolan banks: a customer app, a merchant dashboard, a bank back-office and a platform console, all in kwanza, in Portuguese and English.

See the demo Try the customer app

3

partner banks

< 3 s

credit decision

0 Kz

risk for merchants

Customer paying by phone at a shop
BK

Smartphone 128 GB

TecLuanda · 389 000 Kz

Approved

3× 134 853 Kz · first one today

4 interfaces, one platform

Choose your role to explore the prototype.

Customer app

Customer app

Shop a partner merchant, split the payment, get an instant decision and pay each instalment.

Open the interface
Merchant dashboard

Merchant dashboard

Follow BNPL orders, statuses and payouts. Paid upfront, no credit risk.

Open the interface
Bank dashboard

Bank dashboard

Portfolio, outstanding, collections, credit terms and scoring rules with live impact.

Open the interface
Platform admin

Platform admin

Onboard a bank, upload its logo and colours: the customer app re-brands instantly.

Open the interface

The complete BNPL journey

01

Checkout

The customer picks "Pay in instalments" at a partner merchant.

02

Instant decision

The bank's own scoring rules approve or decline in seconds.

03

Merchant paid

The merchant is paid upfront; the bank carries the credit.

04

Repayments

Instalments via Multicaixa Express, reminders, late-payment handling.

Multi-bank white-label

One platform, every bank’s own brand.

Pick a bank below: the whole demo re-brands, including the customer app.

  • Portuguese and English, switchable anywhere
  • Credit terms and scoring rules per bank
BK

Banco Kianda

Pay with Parcela

3×

134 853 Kz

6×

67 427 Kz

12×

33 713 Kz

Open the customer app

FAQ